SSL and SSL Certificates Explained For Beginners

ssl-certificatesSecure Sockets Layer (SSL) and Transport Layer security (TLS ) are protocols that provide secure communications over a computer network or link.

They are commonly used in web browsing and email.

In this tutorial we will look:

  • TLS and SSL
  • Public and Private keys
  • Why we need certificates and what they do
  • How to get a digital certificate and understand the different common certificate types.

What is TLS

TLS is based on SSL and was developed as a replacement in response to known vulnerabilities in SSLv3.

SSL is the term commonly used, and today usually refers to TLS.

Security Provided

SSL/TLS provides data encryption, data integrity and authentication.

This means that when using SSL/TLS you can be confident that

  • No one has read your message
  • No one has changed your message
  • You are communicating with the intended person (server)

When sending a message between two parties you have two problems that you need to address.

  • How do you know that no one has read the message?
  • How do you know that no one has changed the message?

The solutions to these problems are to:

  • Encrypt it.– This makes the content unreadable so that to anyone viewing the message it is just gibberish.
  • Sign it– This allows the recipient to be confident that it was you who sent the message, and that the message hasn’t been changed.

Both of these processes require the use of keys.

These keys are simply numbers (128 bit being common) that are then combined with the message using a particular method, commonly known as an algorithm- e.g. RSA, to either encrypt or sign the message.

Symmetrical Keys and Public and Private Keys

Almost all encryption methods in use today employ public and private keys.

These are considered much more secure than the old symmetrical key arrangement.

With a symmetrical key, a key is used to encrypt or sign the message, and the same key is used to decrypt the message.

This is the same as the keys (door, car keys) we deal with in everyday life.

The problem with this type of key arrangement is if you lose the key anyone who finds it can unlock your door.side-note-encryption-2

With Public and Private keys, two keys are used that are mathematically related (they belong as a key pair), but are different.

This means a message encrypted with a public key cannot be decrypted with the same public key.

To decrypt the message you require the private key.

If this type of key arrangement were used with your car. Then you could lock the car, and leave the key in the lock as the same key cannot unlock the car.

This type of key arrangement is very secure and is used in all modern encryption/signature systems.


 Keys and SSL Certificates

SSL/TLS use public and private key system for data encryption and data Integrity.

Public keys can be made available to anyone, hence the term public.

Because of this there is a question of trust, specifically:

How do you know that a particular public key belongs to the person/entity that it claims.

For example, you receive a key claiming to belong to your bank.

How do you know that it does belong to your bank?

The answer is to use a digital certificate.

A certificate serves the same purpose as a passport does in everyday life.

A passport established a link between a photo and a person, and that link has been verified by a trusted authority (passport office).

A digital certificate provides a link between a public key and an entity (business,domain name etc) that has been verified (signed) by a trusted third party ( A certificate authority)

A digital certificate provides a convenient way of distributing trusted public encryption keys.

Obtaining a Digital Certificate

You get a digital certificate from a recognized Certificate authority (CA). Just like you get a passport from a passport office.

In fact the procedure is very similar.

You fill out the appropriate forms add your public keys (they are just numbers) and send it/them to the certificate authority. (this is a certificate Request)

The certificate authority does some checks ( depends on authority), and sends you back the keys enclosed in a certificate.

The certificate is signed by the Issuing Certificate authority, and this it what guarantees the keys.

Now when someone wants your public keys, you send them the certificate, they verify the signature on the certificate, and if it verifies, then they can trust your keys.

Example Usage

To illustrate we will look at a typical web browser and web server connection using SSL. (https).

This connection is used on the Internet to send email in Gmail etc and when doing online banking,shopping etc.

  1. Browser connects to server Using SSL (https)
  2. Server Responds with Server Certificate containing the public key of the web server.
  3. Browser verifies the certificate by checking the signature of the CA. To do this the CA certificate needs to be in the browser’s trusted store( See later)
  4. Browser uses this Public Key to agree a session key with the server.
  5. Web Browser and server encrypt data over the connection using the session key.

Here is a video that covers the above in more detail:

Digital Certificate Types

If you are trying to purchase a certificate for a website or to use for encrypting MQTT you will encounter two main types:

  • Domain Validated Certificates (DVC)
  • Extended validation Certificates (EVC)

The difference in the two types is the degree of trust in the certificate which comes with more rigorous validation.

The level of encryption they provide is identical

A domain-validated certificate (DV) is an X.509 digital certificate typically used for Transport Layer Security (TLS) where the identity of the applicant has been validated by proving some control over a DNS domain.-WikI

The validation process is normally fully automated making them the cheapest form of certificate. They are ideal for use on websites like this site that provides content, and not used for sensitive data.

An Extended Validation Certificate (EV) is a certificate used for HTTPS websites and software that proves the legal entity controlling the website or software package. Obtaining an EV certificate requires verification of the requesting entity’s identity by a certificate authority (CA).

They are generally more expensive than domain validated certificates as they involve manual validation.

Certificate Usage Restrictions- Wildcards and SANs

Generally a certificate is valid for use on a single fully qualified domain name (FQDN).

That is a certificate purchased for use on cannot be used on or

However if you need to secure multiple subdomains as well as the main domain name then you can purchase a Wildcard certificate.

A wildcard certificate covers all sub domains under a particular domain name.

For example a wildcard certificate for * can be used on:

  • etc

It can not be used to secure both and

To cover several different domain names in a single certificate you must purchase a certificate with SAN (Subject Alternative Name).

These generally allow you to secure 4 additional domain names in addition to the main domain name. For example you could use the same certificate on:


You can also change the domain name covered but would need have the certificate re-issued.

Why use Commercial Certificates?

It is very easy to create you own SSL certificates and encryption keys using free software tools.

These keys and certificates are just as secure as commercial ones, and can in most cases be considered even more secure.

Commercial certificates are necessary when you need widespread support for your certificate.

This is because support for the major commercial certificate authorities is built into most web browsers and operating systems.

If I installed my own self generated certificate on this site when you visited you would see a message like the one below telling you that the site is not trusted.



Certificate Encodings and Files Extensions

Certificates can be encoded as:

  • Binary files
  • ASCII (base64)files

Common file extensions in use are:

  • .DER
  • .PEM (Privacy Enhanced Electron Mail)
  • .CRT
  • .CERT

Note: There is no real correlation between the file extension and encoding. That means a .crt file can either be a .der encoded file or .pem encoded file.

Question – How do I know if you have a .der or .pem encoded file?

Answer- You can use openssl tools to find the encoding type and convert between encodings. See this tutorial – DER vs. CRT vs. CER vs. PEM Certificates

Certificate Examples

Because .pem encoded certificates are ASCII files they can be read using a simple text editor.


The important thing to note is that they start and end with the Begin Certificate and End Certificate lines.

Certificates can be stored in their own file or together in a single file called a bundle.

Root CA Bundle and Hashed Certificates

Although root certificates exist as single files they can also be combined into a bundle.

On Debian based Linux systems these root certificates are stored in the /etc/ssl/certs folder along with a file called ca-certificates.crt.

This file is a bundle of all the root certificates on the system .

It is created by the system and can be updated if new certificates are added using the update-ca-certificates command. See here

The ca-certifcates.crt file looks like thiscombined-cert-file

The certs folder also contains each individual certificate or a symbolic link to the certificate along with a hash.

The hash files are created by the c_rehash command and are used when a directory is specified, and not a file.For example the mosquitto_pub tool can be run as:

mosquitto_pub --cafile /etc/ssl/certs/ca-certificates.crt


mosquitto_pub --capath /etc/ssl/certs/

Root Certificates, Intermediate Certificates and Certificate Chains and Bundles.

A certificate authority can create subordinate certificate authorities that are responsible for issuing certificates to clients.


For a client to verify the authenticity of the certificate it needs to be able to verify the signatures of all the CAs in the chain this means that the client needs access to the certificates of all of the CAs in the chain.

The client may already have the root certificate installed, but probably not the certificates of the intermediate CAs.


Therefore certificates are often provided as part of a certificate bundle.

This bundle would consist of all of the CA certificates in the chain in a single file, usually called CA-Bundle.crt.

If your certificates are sent individually you can create your own bundle by following the steps here.



Common Questions and Answers

Q- What is a trusted store?

A- It is a list of CA certificates that you trust. All web browsers come with a list of trusted CAs.

Q- Can I add my own CA to my browser trusted store?

A- Yes on Windows if you right click on the certificate you should see an install option


Q- What is a self signed certificate?

A- A self signed certificate is a certificate signed by the same entity that the certificate verifies. It is like you approving your own passport application. see wiki

Q What is a certificate fingerprint?

A- It is a hash of the actual certificate and can be used to verify the certificate without the need to have the CA certificate installed. See here


Related Tutorials:



  1. Very nice article. One small correction about the need for public-private keys. You said about symmetric keys: “The problem with this type of key arrangement is if you lose the key anyone who finds it can unlock your door”.
    This problem exists for any key, including public key – private key. The real issue with symmetric keys are “key distribution problem”. That is, both the parties have to agree upon a common key at the beginning. But how do you get your copy of the key in the first place ? Does it need another secret key ?.. This is really chicken and egg problem, which is nicely solved by the public – private key arrangement.

    1. I agree that smmetrical keys are harder to distribute. The dropping the key analogy is correct as with public/private keys you can lose the public key and not suffer but you couldn’t lose the private key without suffering.
      Because the keys are the same in symmetical keys if any party loses the key you are in trouble.

  2. Thanks for all the information , its really useful.

    I have a question on top of this, I am creating a self signed certificate for my organisation and bit confused about the common name to be used

    For example the domain name of my organisation is mygroup.internal, do CN name need to be exactly same as mygroup.internal or I can append any text ( env name) like test.mygroup.internal or prod.mygroup.internal

    I am not sure whether this can be handled by SAN or above is a valid thing (adding text in front of CN name – env name etc)

    1. The common name is the name that the broker is running on and that you type into the mqtt client to access it.
      For Internet connected devices it would be the domain name e.g.
      If you use it on a local test network you can usually get away with just calling it broker and not use the domain name.
      The important thing is that you can reach the broker from another machine using that name.
      Does that make sense?

    1. You can use an SSL certificate to secure the entire site or just parts of it. To only have it on a page you would re-direct the page from http to https which then forces it to use SSL. As this is off topic a bit for this site if you have any questions use my other site

  3. Thanks for this article, really important to me. I was researching onSSL for a while, need it for security purposes for my company. This is one of the most relevant posts I found on it. Encryption is very reliable in performing online data transactions.

  4. Easy to follow, helpful article. Thanks! However, is there any more that goes on to explain how private keys are generated in the context of a given public key, and how private keys typically get used ?

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